Pay’nUP comes with integrated support to allow payments with credit cards. If you want our system can control this aspect, you only need send the customer’s credit card information.

The following example use CREDIT_CARD as payment method:

mutation ($input: SubmitTransactionInput!) {
  transactions {
    submit(input: $input) {
      transaction {
        id
        number
        status
        date
        total
        response {
          message
        }
      }
    }
  }
}

{
  "input": {
    "product": "ji12sd4c0a3D0=",
    "inputs": {
      "accountNumber": "+13051231234",
      "amount": 50
    },
    "paymentMethod": "CREDIT_CARD",
    "creditCard": {
      "number":"370000000000002",
      "cvv": "123",
      "expMonth": 6,
      "expYear": 2020,
      "holder": {
        "name": "Harvey Coulter",
        "address1": "3383  Richland Avenue",
        "city": "Kemah",
        "state": "TX",
        "zipCode": "77565",
        "countryCode": "US"        
      }      
    }
  }
}

{
  "data": {
    "transactions": {
      "submit": {
        "transaction": {
          "id": "VlVkc2R3VlBSRVU5=",
          "number": "00830981",
          "status": "COMPLETED",
          "date": "2018-06-08T21:34:49-04:00",
          "total": 30,
          "response": {
            "message": "The phone +13051231234 has been recharged successfully with $30.00."
          }
        }
      }
    }
  }
}

The following test credit card numbers will only work in the sandbox. Use any expiration date after today’s date. If the card code is required, please use any 3-digit combination for Visa, Mastercard, Discover, Diners Club, EnRoute, and JCB; use a 4-digit combination for American Express.

To send card present transactions must send the magData inside the creditCard.

Use the new line char \n to separate track1 and track2 in the json, example:

"creditCard": {
      "magData": "%B370000000000002^COULTER/HARVEY            ^28082011608303780000000000000000?\n;391324348601008=120820116089750500000?"
}

The following magData are available for testing purposes:

VISA:

%B4000000000000002^COULTER/HARVEY           ^2303201901000000000000981000000?
;391324348601008=120820116089750500000?

American Express:

%B370000000000002^COULTER/HARVEY            ^28082011608303780000000000000000?
;391324348601008=120820116089750500000?

Failed Payment

If any error happen during the payment process the transaction will be declined and a error 2501 with payment gateway error message will be returned.

{
  "errors": [
    {
      "code": 2501,
      "tracking_id": "6857EFA9-02F9-1D8D-085C-4B72F64C",
      "message": "The payment gateway declined the transaction because the expiration date is expired or does not match.",
      "category": "user"
    }
  ],
  "data": {
    "transactions": {
      "submit": {
        "transaction": {
          "id": "VlVkc2R3VlBSR12a2=",
          "number": "00830982",
          "status": "FAILED",
          "date": "2018-06-08T21:34:49-04:00",
          "total": 30,
          "response": null
        }
      }
    }
  }
}